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Notes on software, personal finance and cycling. Subscribe via RSS.
2026
- A boring framework for long-term investingBefore choosing an investment, build a simple decision framework around time horizon, diversification, costs and behaviour.Finance3 min read
- Automate your savings before willpower gets involvedA practical way to turn saving from a monthly decision into a quiet, repeatable part of your cash flow.Finance3 min read
- Build a monthly money system that you will actually useA lightweight monthly system for seeing where money goes, planning ahead and making calm decisions without tracking every cent.Finance3 min read
- Sinking funds: turn predictable surprises into plansUse small monthly contributions for expenses you know are coming, from annual bills to holidays and repairs.Finance2 min read
- The 30-minute monthly money reviewA low-friction monthly review that turns account balances and spending patterns into one useful decision for the month ahead.Finance2 min read
- Hello, world: why this blog existsA new home for my notes on software, personal finance and cycling, and what you can expect to find here.Tech1 min read